For Agent Use Only — This document has not been approved under the advertising laws of your state for dissemination to individual purchasers. NWL Lifetime Returns Select® (form ICC19 01-1189-19 and state variations) is an indexed universal life insurance policy. Issued by National Western Life Insurance Company®, Austin, Texas. Policy and Riders not approved in all states. Certain limitations and exclusions apply. See policy, endorsements and riders for complete information.